:root{
  --ink:#17344c;        /* text */
  --harbor:#214a69;     /* primary */
  --sky:#5b9db9;        /* secondary */
  --mist:#e8f0f4;       /* pale blue surface */
  --tan:#e0bc87;        /* warm highlight */
  --tan-soft:#f6ead8;
  --red:#d14a47;        /* brand mark and safety only */
  --page:#f6f8f9;
  --white:#ffffff;
  --muted:#4d6577;
  --rule:#d5e0e7;
  --serif:"Merriweather", Georgia, "Times New Roman", serif;
  --sans:"Open Sans", "Segoe UI", Arial, sans-serif;
  --wrap:1160px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion: reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--page);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--harbor)}
a:hover{color:var(--ink)}
:focus-visible{outline:3px solid var(--tan);outline-offset:3px;border-radius:4px}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px;top:8px;background:var(--white);padding:8px 14px;z-index:99}
.skip:focus{left:12px}
h1,h2,h3{font-family:var(--serif);color:var(--ink);line-height:1.25;margin:0}
h2{font-size:clamp(1.65rem,1.2rem + 1.4vw,2.25rem);font-weight:700}
h3{font-size:1.2rem;font-weight:700}
p{margin:0 0 1em}
.lede{font-size:1.15rem;color:var(--muted);max-width:62ch}

/* preview ribbon */
.preview{background:var(--tan-soft);color:var(--ink);font-size:.86rem;text-align:center;padding:6px 12px;border-bottom:1px solid #ead7b8}

/* header */
header.site{background:var(--white);border-bottom:1px solid var(--rule);position:sticky;top:0;z-index:20}
.bar{display:flex;align-items:center;gap:28px;min-height:76px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink);flex-shrink:0}
.brand .mark{display:block;width:46px;height:45px;background:url(mark.png) no-repeat center / contain}
.brand b{display:block;font-family:var(--serif);font-size:1.28rem;line-height:1.1;font-weight:700;color:var(--harbor)}
.brand span{display:block;font-size:.8rem;color:var(--muted);letter-spacing:.01em}
nav.main{display:flex;gap:22px;margin-left:auto}
nav.main a{text-decoration:none;color:var(--ink);font-weight:600;font-size:.95rem;white-space:nowrap}
nav.main a:hover{color:var(--harbor);text-decoration:underline;text-decoration-color:var(--tan);text-decoration-thickness:3px;text-underline-offset:6px}
.call{display:flex;align-items:center;gap:16px}
.call .tel{font-weight:700;color:var(--harbor);text-decoration:none;white-space:nowrap}
.btn{display:inline-block;white-space:nowrap;background:var(--harbor);color:var(--white);text-decoration:none;font-weight:700;padding:12px 20px;border-radius:999px;border:0;font-family:var(--sans);font-size:.98rem;cursor:pointer;line-height:1.2}
.btn:hover{background:var(--ink);color:var(--white)}
.btn.light{background:var(--white);color:var(--harbor);box-shadow:inset 0 0 0 2px var(--harbor)}
.btn.light:hover{background:var(--mist);color:var(--ink)}
.menu-toggle{display:none;margin-left:auto;background:none;border:2px solid var(--rule);border-radius:10px;padding:8px 12px;font:600 .95rem var(--sans);color:var(--ink)}
@media (max-width:1440px){.call .tel{display:none}}
@media (max-width:620px){.scott-says img{width:56px;height:56px}.scott-says{gap:12px}.msg-scott{padding:18px}}
@media (max-width:1180px){
  nav.main,.call .tel{display:none}
  .menu-toggle{display:block}
  .call{margin-left:0}
  nav.main.open{display:flex;flex-direction:column;position:absolute;top:76px;left:0;right:0;background:var(--white);padding:16px 24px 22px;border-bottom:1px solid var(--rule);gap:14px}
}
@media (max-width:560px){.call{display:none}.bar{gap:12px}.brand span span{font-size:.72rem}.chat-open{padding:8px;}.chat-open .lbl{display:none}}

/* hero: a conversation */
.hero{padding:56px 0 64px;background:linear-gradient(180deg,var(--white) 0%,var(--page) 100%)}
.hero-grid{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:56px;align-items:start}
.scott-says{display:flex;gap:18px;align-items:flex-start}
.scott-says img{width:84px;height:84px;border-radius:50%;object-fit:cover;object-position:50% 18%;flex-shrink:0;border:3px solid var(--white);box-shadow:0 0 0 1px var(--rule)}
.msg-scott{background:var(--harbor);color:var(--white);border-radius:6px 22px 22px 22px;padding:22px 24px}
.msg-scott h1{color:var(--white);font-size:clamp(1.45rem,1.1rem + 1.2vw,2rem);font-weight:400;line-height:1.35}
.msg-scott p{margin:14px 0 0;color:#dbe8f0;font-size:.98rem}
.sig{margin-top:18px;font-size:.88rem;color:var(--muted);padding-left:102px}
.sig strong{color:var(--ink);font-weight:700}
.you{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;align-items:flex-end;gap:12px}
.you-label{font-size:.95rem;color:var(--muted);text-align:right;margin:0 0 4px}
.you a{display:block;max-width:560px;text-decoration:none;color:var(--ink);background:var(--white);border:1px solid var(--rule);border-radius:22px 22px 6px 22px;padding:14px 20px;font-family:var(--serif);font-size:clamp(1.02rem,.95rem + .3vw,1.18rem);line-height:1.45;transition:background-color .2s ease,border-color .2s ease}
.you a:hover,.you a:focus-visible{background:var(--tan-soft);border-color:var(--tan)}
.you a small{display:block;font-family:var(--sans);font-size:.84rem;color:var(--muted);margin-top:4px}
.you .other{display:block;max-width:560px;text-align:left;background:var(--harbor);color:var(--white);border:0;border-radius:22px 22px 6px 22px;padding:14px 20px;font-family:var(--serif);font-size:clamp(1.02rem,.95rem + .3vw,1.18rem);line-height:1.45;cursor:pointer}
.you .other:hover{background:var(--ink)}
.you .other small{display:block;font-family:var(--sans);font-size:.84rem;color:#cfe0ea;margin-top:4px}
@media (prefers-reduced-motion: no-preference){
  .you li{opacity:0;transform:translateY(6px);animation:arrive .45s ease forwards}
  .you li:nth-child(2){animation-delay:.25s}.you li:nth-child(3){animation-delay:.4s}.you li:nth-child(4){animation-delay:.55s}
  .you li:nth-child(5){animation-delay:.7s}.you li:nth-child(6){animation-delay:.85s}.you li:nth-child(7){animation-delay:1s}.you li:nth-child(8){animation-delay:1.15s}
}
@keyframes arrive{to{opacity:1;transform:none}}
@media (max-width:900px){
  .hero-grid{grid-template-columns:1fr;gap:34px}
  .you{align-items:stretch}.you-label{text-align:left}
  .sig{padding-left:0}
}

/* guide */
.guide{background:var(--mist);padding:72px 0}
.guide-grid{display:grid;grid-template-columns:240px minmax(0,1fr) minmax(0,380px);gap:44px;align-items:start}
.guide-cover{width:240px;border-radius:6px;box-shadow:0 18px 34px -18px rgba(23,52,76,.55)}
.chapters{margin:18px 0 0;padding-left:1.4em;color:var(--ink)}
.chapters li{margin:4px 0}
.form-card{background:var(--white);border-radius:18px;padding:26px;border:1px solid var(--rule)}
.form-card h3{margin-bottom:6px}
.form-card p{font-size:.95rem;color:var(--muted)}
label{display:block;font-weight:600;font-size:.92rem;margin:14px 0 6px}
input[type=text],input[type=email],input[type=tel],textarea,select{width:100%;padding:12px 14px;border:1px solid #b9cbd6;border-radius:10px;font:inherit;font-size:1rem;color:var(--ink);background:var(--white)}
input:focus,textarea:focus,select:focus{outline:3px solid var(--tan);outline-offset:1px;border-color:var(--harbor)}
.form-card .btn{width:100%;margin-top:18px;padding:14px}
.fine{font-size:.8rem;color:var(--muted);margin-top:12px;line-height:1.5}
@media (max-width:1000px){.guide-grid{grid-template-columns:180px minmax(0,1fr)}.guide-cover{width:180px}.form-card{grid-column:1 / -1}}
@media (max-width:620px){.guide-grid{grid-template-columns:1fr}.guide-cover{width:170px}}

/* approach */
.approach{padding:80px 0;background:var(--white)}
.approach-grid{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,6fr);gap:64px}
.quote{font-family:var(--serif);font-weight:300;font-style:italic;font-size:clamp(1.35rem,1.05rem + 1vw,1.85rem);line-height:1.5;color:var(--harbor);margin:22px 0 0;border-left:4px solid var(--tan);padding-left:22px}
.quote cite{display:block;font-style:normal;font-family:var(--sans);font-size:.9rem;color:var(--muted);margin-top:12px}
.ways h3{margin:0 0 6px}
.ways div{padding:0 0 26px}
.ways div+div{border-top:1px solid var(--rule);padding-top:24px}
@media (max-width:900px){.approach-grid{grid-template-columns:1fr;gap:36px}}

/* help */
.help{padding:80px 0}
.help-head{display:flex;justify-content:space-between;align-items:end;gap:24px;flex-wrap:wrap;margin-bottom:30px}
.areas{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0 40px}
.areas a{display:block;text-decoration:none;color:var(--ink);padding:16px 0;border-top:1px solid var(--rule)}
.areas a b{display:block;font-family:var(--serif);font-size:1.08rem;color:var(--harbor)}
.areas a span{display:block;font-size:.94rem;color:var(--muted)}
.areas a:hover b{text-decoration:underline;text-decoration-color:var(--tan);text-decoration-thickness:3px;text-underline-offset:5px}
@media (max-width:900px){.areas{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.areas{grid-template-columns:1fr}}

/* where */
.where{padding:0 0 80px}
.where-box{background:var(--harbor);color:var(--white);border-radius:24px;padding:44px;display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:40px;align-items:center}
.where-box h2{color:var(--white)}
.where-box p{color:#dbe8f0}
.counties{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.counties a{display:block;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.22);border-radius:14px;padding:16px 18px;color:var(--white);text-decoration:none;font-weight:600}
.counties a span{display:block;font-weight:400;font-size:.88rem;color:#c9dbe6}
.counties a:hover{background:rgba(255,255,255,.16);border-color:var(--tan)}
@media (max-width:860px){.where-box{grid-template-columns:1fr;padding:30px}.counties{grid-template-columns:1fr}}

/* reviews */
.reviews{padding:0 0 80px}
.review-row{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:28px;margin-top:26px}
.review{margin:0;background:var(--white);border:1px solid var(--rule);border-radius:18px;padding:28px}
.review blockquote{margin:0;font-family:var(--serif);font-size:1.06rem;line-height:1.65}
.review footer{margin-top:14px;font-size:.9rem;color:var(--muted)}
.pending{display:inline-block;margin-top:10px;font-size:.8rem;background:var(--tan-soft);border:1px solid var(--tan);border-radius:6px;padding:2px 8px;color:var(--ink)}
@media (max-width:760px){.review-row{grid-template-columns:1fr}}

/* about */
.about{background:var(--white);padding:80px 0}
.about-grid{display:grid;grid-template-columns:300px minmax(0,1fr);gap:56px;align-items:start}
.about-grid img{border-radius:18px;width:300px}
.creds{list-style:none;margin:22px 0 26px;padding:0}
.creds li{padding:10px 0;border-top:1px solid var(--rule);font-weight:600}
.creds li span{display:block;font-weight:400;color:var(--muted);font-size:.92rem}
@media (max-width:820px){.about-grid{grid-template-columns:1fr}.about-grid img{width:220px}}

/* talk */
.talk{padding:80px 0}
.talk-box{display:grid;grid-template-columns:minmax(0,7fr) minmax(0,5fr);gap:40px;align-items:center}
.talk-facts{background:var(--white);border:1px solid var(--rule);border-radius:18px;padding:26px;font-size:.98rem}
.talk-facts p{margin:0 0 10px}
@media (max-width:820px){.talk-box{grid-template-columns:1fr}}

/* footer */
footer.site{background:var(--ink);color:#c9d8e2;padding:52px 0 40px;font-size:.92rem}
footer.site a{color:var(--white)}
.foot-grid{display:grid;grid-template-columns:minmax(0,5fr) repeat(2,minmax(0,3fr));gap:36px}
.foot-grid h3{color:var(--white);font-family:var(--sans);font-size:.98rem;margin-bottom:10px}
.foot-grid ul{list-style:none;margin:0;padding:0}.foot-grid li{margin:6px 0}
.legal{border-top:1px solid rgba(255,255,255,.15);margin-top:36px;padding-top:22px;font-size:.84rem;line-height:1.6}
@media (max-width:820px){.foot-grid{grid-template-columns:1fr}}

/* chat */
.chat-open{position:fixed;right:20px;bottom:20px;z-index:40;display:flex;align-items:center;gap:10px;background:var(--harbor);color:var(--white);border:0;border-radius:999px;padding:10px 18px 10px 10px;font:700 .98rem var(--sans);cursor:pointer;box-shadow:0 12px 28px -12px rgba(23,52,76,.7)}
.chat-open img{width:38px;height:38px;border-radius:50%;object-fit:cover;object-position:50% 18%;border:2px solid var(--white)}
.chat-open:hover{background:var(--ink)}
.chat{position:fixed;right:20px;bottom:20px;z-index:50;width:min(390px,calc(100vw - 24px));height:min(620px,calc(100vh - 40px));background:var(--white);border-radius:20px;box-shadow:0 24px 60px -18px rgba(23,52,76,.55);display:none;flex-direction:column;overflow:hidden;border:1px solid var(--rule)}
.chat.open{display:flex}
.chat-top{background:var(--harbor);color:var(--white);display:flex;align-items:center;gap:12px;padding:14px 16px}
.chat-top img{width:40px;height:40px;border-radius:50%;object-fit:cover;object-position:50% 18%}
.chat-top b{display:block;font-size:1rem}.chat-top span{font-size:.8rem;color:#cfe0ea}
.chat-top button{margin-left:auto;background:none;border:0;color:var(--white);font-size:1.6rem;line-height:1;cursor:pointer;padding:4px 8px}
.chat-log{flex:1;overflow-y:auto;padding:16px;display:flex;flex-direction:column;gap:10px;background:var(--page)}
.bub{max-width:86%;padding:11px 14px;font-size:.95rem;line-height:1.5}
.bub.s{background:var(--white);border:1px solid var(--rule);border-radius:4px 16px 16px 16px;align-self:flex-start}
.bub.u{background:var(--harbor);color:var(--white);border-radius:16px 16px 4px 16px;align-self:flex-end}
.bub.warn{background:#fdeceb;border:1px solid #f0bcbb}
.chat-act{padding:12px 14px;border-top:1px solid var(--rule);background:var(--white)}
.opts{display:flex;flex-wrap:wrap;gap:8px}
.opts button{background:var(--white);border:1.5px solid var(--harbor);color:var(--harbor);border-radius:999px;padding:8px 13px;font:600 .88rem var(--sans);cursor:pointer}
.opts button:hover{background:var(--mist)}
.chat-act form{display:flex;flex-direction:column;gap:8px}
.chat-act input,.chat-act textarea{font-size:.95rem;padding:10px 12px}
.chat-act .row{display:flex;gap:8px}
.chat-act .btn{padding:10px 16px}
.consent{display:flex;gap:8px;align-items:flex-start;font-size:.8rem;color:var(--muted);line-height:1.45}
.consent input{margin-top:3px}

/* ---------- inner pages ---------- */
.inner{padding:28px 0 80px}
.crumbs{font-size:.86rem;color:var(--muted);margin-bottom:22px;display:flex;flex-wrap:wrap;gap:8px}
.crumbs a{color:var(--muted);text-decoration:none}
.crumbs a:hover{color:var(--harbor);text-decoration:underline}
.inner-grid{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:56px;align-items:start}
.inner-grid.single{grid-template-columns:minmax(0,1fr);max-width:820px}
.prose{background:var(--white);border:1px solid var(--rule);border-radius:20px;padding:44px 52px;min-width:0}
.prose h1{font-size:clamp(1.9rem,1.3rem + 2vw,2.7rem);margin-bottom:22px}
.prose h2{font-size:clamp(1.35rem,1.1rem + .8vw,1.7rem);margin:2em 0 .6em}
.prose h3{font-size:1.12rem;margin:1.6em 0 .5em}
.prose p,.prose li{max-width:68ch}
.prose ul,.prose ol{padding-left:1.3em;margin:0 0 1.2em}
.prose li{margin-bottom:.45em}
.prose li::marker{color:var(--sky)}
.prose a{text-underline-offset:3px;text-decoration-thickness:1px}
.prose strong{color:var(--ink)}
.prose blockquote{margin:1.4em 0;padding:16px 22px;border-left:4px solid var(--tan);background:var(--tan-soft);border-radius:0 12px 12px 0;font-family:var(--serif)}
.prose table{border-collapse:collapse;width:100%;margin:1em 0 1.4em;font-size:.95rem;display:block;overflow-x:auto}
.prose th,.prose td{border:1px solid var(--rule);padding:8px 12px;text-align:left;vertical-align:top}
.prose th{background:var(--mist)}
.answer{font-size:1.14rem;line-height:1.7;background:var(--mist);border-radius:14px;padding:20px 24px;margin-bottom:1.6em;max-width:none!important}
.faq{margin-top:10px;border-top:1px solid var(--rule)}
.faq details{border-bottom:1px solid var(--rule);padding:4px 0}
.faq summary{cursor:pointer;list-style:none;font-weight:700;padding:14px 36px 14px 0;position:relative;font-size:1.02rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:6px;top:10px;font-size:1.5rem;color:var(--harbor);font-weight:400}
.faq details[open] summary::after{content:"–"}
.faq details p{margin:0 0 14px;color:var(--ink)}
.byline{margin-top:40px;padding-top:18px;border-top:1px solid var(--rule);font-size:.84rem;color:var(--muted)}
.related{margin-top:28px}
.related h2{font-size:1.1rem;margin:0 0 10px}
.related ul{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:10px}
.related li{margin:0}
.related a{display:inline-block;background:var(--mist);border-radius:999px;padding:7px 15px;text-decoration:none;font-size:.92rem;font-weight:600}
.related a:hover{background:var(--harbor);color:var(--white)}
.side{position:sticky;top:100px;display:grid;gap:22px}
.guide-card{background:var(--white);border:1px solid var(--rule);border-radius:20px;padding:24px;display:grid;grid-template-columns:96px minmax(0,1fr);gap:16px;align-items:start}
.guide-card img{width:96px;height:auto;border-radius:6px;box-shadow:0 8px 18px rgba(23,52,76,.18)}
.gc-kicker{font-size:.78rem;text-transform:uppercase;letter-spacing:.08em;font-weight:700;color:var(--sky);margin:0 0 4px}
.guide-card h3{font-size:1.05rem;margin-bottom:6px}
.gc-sub{font-size:.88rem;color:var(--muted);margin:0}
.gc-form{grid-column:1 / -1;display:grid;gap:4px}
.gc-form label{font-size:.84rem;font-weight:600;margin-top:6px}
.gc-form .opt{font-weight:400;color:var(--muted)}
.gc-form input{font:inherit;font-size:.95rem;padding:10px 12px;border:1px solid var(--rule);border-radius:10px;background:var(--page);width:100%}
.gc-form input:focus{border-color:var(--harbor);outline:none;box-shadow:0 0 0 3px var(--mist)}
.gc-form .btn{margin-top:12px;width:100%;white-space:normal}
.talk-card{background:var(--harbor);color:var(--white);border-radius:20px;padding:26px}
.talk-card h3{color:var(--white);margin-bottom:6px}
.talk-card p{color:#d9e7ef;font-size:.95rem}
.talk-card .btn{background:var(--tan);color:var(--ink);width:100%;text-align:center;white-space:normal}
.talk-card .btn:hover{background:var(--white)}
.talk-phone{margin:12px 0 0;text-align:center}
.talk-card a:not(.btn){color:var(--white);font-weight:700}
.prose .review{margin:0 0 20px}
.prose .review figcaption{margin-top:12px;font-size:.9rem;color:var(--muted)}
.calendly-inline-widget{margin:20px 0;border-radius:14px;overflow:hidden}
@media (max-width:1000px){
  .inner-grid{grid-template-columns:minmax(0,1fr);gap:28px}
  .side{position:static;grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media (max-width:720px){
  .prose{padding:26px 20px;border-radius:16px}
  .side{grid-template-columns:1fr}
  .answer{font-size:1.04rem;padding:16px 18px}
  .wrap{padding:0 16px}
}

/* ---------- ad landing page ---------- */
.lp-hero{background:var(--harbor);color:var(--white);padding:56px 0}
.lp-grid{display:grid;grid-template-columns:minmax(0,1fr) 400px;gap:48px;align-items:center}
.lp-hero h1{color:var(--white);font-size:clamp(1.9rem,1.2rem + 2.4vw,2.9rem);margin:8px 0 18px}
.lp-hero .lede{color:#d9e7ef;max-width:56ch}
.lp-hero .gc-kicker{color:var(--tan)}
.lp-card{color:var(--ink)}
.lp-body{max-width:820px;padding:48px 24px 72px;background:none;border:0}
.lp-body .btn{color:var(--white);text-decoration:none}
@media (max-width:900px){.lp-grid{grid-template-columns:1fr}}